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Zilveren Kruis Collectiviteitskortings & Verified Deals – October 2026

Looking for the latest Zilveren Kruis Kortings? As of October 2026, our team has manually verified 13 offers for Basisverzekering, Basis Budget, Basis Zeker. Browse current Collectiviteitskortings, working discounts, and exclusive deals, while expired offers are regularly removed.

Zilveren Kruis offers 0 coupon codes and 13 deals as of October 2026. Today's top offer: Free Tandongevallenverzekering for New Members. Codes are verified and updated daily.

8%
OFF
End-of-Year Action: 8% Savings on Aanvullend 3 Sterren

Take advantage of the annual end-of-year promotion for 8% off supplementary insurance. This offer is valid on Aanvullend 3 sterren.

40%
OFF
Free Tandongevallenverzekering for New Members

New customers transferring their health insurance can receive free dental accident coverage. This offer is available for a limited time.

6%
OFF
Mental Health App Discounts: Get 6% Off Subscriptions

Policyholders can receive a 6% discount on subscriptions to selected mental health apps. This supports well-being initiatives.

7%
OFF
Preventieve Cursussen: 7% Price Reduction

Access preventive health courses with a 7% discount. This encourages proactive health management for members.

8%
OFF
Students Get 8% Off Zorgverzekering for Young Adults

Students are eligible for an 8% reduction on their health insurance premiums. This applies to Zorgverzekering voor studenten.

7%
OFF
Patiëntenvereniging Korting: 7% on Aanvullende Verzekering

Members of a recognized patient association are eligible for 7% off supplementary insurance. This helps reduce healthcare expenses.

7%
OFF
Overstapkorting: 7% Off Your First Year's Supplementary Plan

Switchers to Zilveren Kruis can receive 7% off their first year of supplementary insurance. This applies to various Aanvullende verzekering options.

5%
OFF
Special Offer for Municipal Residents: 5% Off Premiums

Residents affiliated with a participating municipality can receive a 5% discount. This applies to certain health insurance plans.

5%
OFF
Reduce Sportschoolabonnement Costs by 5%

Certain health plans offer a 5% discount towards gym memberships. Check eligibility for this health benefit.

5%
OFF
5% Off Tandartsverzekering

Secure your dental health with 5% off Tandartsverzekering through a collective agreement. Great savings on essential dental coverage.

Up to
10%
OFF
Up to 10% Off Aanvullend 4 Sterren

Receive up to 10% off Aanvullend 4 Sterren via employer. Enhance your health insurance coverage.

5%
OFF
Gepensioneerden Zorgverzekering: 5% Discount

Retired individuals can receive a 5% discount on their health insurance plan. This applies to Zorgverzekering voor gepensioneerden.

9%
OFF
Collective Discount: 9% Off Aanvullende Verzekering Plans

Members of a qualifying collective can save 9% on their supplementary insurance. This applies to various Aanvullende verzekering options.

Customer Reviews

4.5
Average Rating
4
Total Reviews
Carly P.
★★★★☆
2 months ago

Good value with collective discount

I was really looking to save some money this year, so I spent a while comparing different health insurance providers. Zilveren Kruis offered a collectiviteitskorting through my employer, which made their Aanvullend 1 ster plan quite a bit cheaper than similar options elsewhere. I also added the Tand 1 ster. The whole process of getting signed up and applying the discount was smooth online. It felt like I got good coverage without overspending. The value for money was definitely there for me, especially with that discount.

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Shane Whitfield
★★★★★
2 months ago

Always reliable service

I've been with Zilveren Kruis for years now, mostly on the Basis Zeker plan with Aanvullend 2 sterren. This year, I just renewed my Basis Zeker and it was as straightforward as ever. The online portal worked perfectly, just like last year, which I appreciate. No surprises, which is exactly what I want from my health insurance. It's why I keep coming back.

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Laura Vargas
★★★★★
2 months ago

So happy with my coverage!

Oh my goodness, I just had to share how great my experience has been with Zilveren Kruis! I got the Basis Exclusief and added Aanvullend 4 sterren, and honestly, it's been fantastic. I used their Zorgcoach service last week for a minor issue and the advice I received was super helpful. Everything was so clear and efficient, from signing up to actually using my benefits. I'm telling everyone about them, it's been such a positive change!

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Cody
★★★★☆
2 months ago

Decent app, easy to use

Switched to Zilveren Kruis this year for the Basis Zeker. My friend told me about their app, and I gotta say, it's pretty good. I used it to declare a fysiotherapie visit last month. It was way easier than I thought it would be, just snapped a pic of the bill. Got my money back in about a week. No complaints, really simple process.

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Zilveren Kruis Community Discussion

Share tips, ask questions & help fellow shoppers save more

M
Megan
2 months ago

Hey, looking into Zilveren Kruis. Does anyone know if they offer any discounts for students? Trying to save a few bucks on my premium.

C Chris 2 months ago
Yeah, I think they do have something for students. I saw it mentioned on their site when I was signing up last year.
3
S Steve Q. 1 month ago
They totally do! It's usually part of a collective agreement. Check if your university or a student organization has a deal with them. That's how I got mine.
0
7 Responses (2)
M
Mia
2 months ago

Are Zilveren Kruis plans good for physio? I need quite a few sessions a year and want to make sure I'm covered properly.

T Todd E. 2 months ago
You'll need an 'aanvullende' (supplementary) plan for that. The basic insurance only covers very specific cases for physio.
2
D Dan N. 2 months ago
Yeah, definitely look at their supplementary packages. They have different star levels for 'Aanvullend' and 'Tand' plans, so you can pick one with enough physio sessions included.
2
7 Responses (2)
K
Kevin
2 months ago

Does Zilveren Kruis have good coverage if I get sick or need medical help when I'm on holiday abroad?

I Ivy H. 2 months ago
Your basic insurance covers emergency care abroad up to the Dutch rate. For more comprehensive coverage, like non-emergencies or repatriation, you'd need an additional travel insurance plan, which they also offer.
2
T Tara E. 2 months ago
Yeah, the standard basic health insurance isn't super extensive for abroad. I always get their specific 'Buitenlanddekking' or a full travel insurance if I'm going outside Europe. Otherwise, you could be out of pocket for anything beyond urgent care.
6
6 Responses (2)
P
Paula Lindqvist
2 months ago

Anyone know how the collective discount works at Zilveren Kruis? My employer has a deal with them, but I'm not sure where to put in the info.

J June 2 months ago
You usually get a 'collectiviteitsnummer' from your employer. You enter that during the application process online, or if you're already a member, you can add it in your online account.
6
K Kate 2 months ago
It's not a coupon code you type in at checkout or something. You'll get a specific number from your work, and there's a field for it when you apply. It just applies the discount automatically then.
0
6 Responses (2)
S
Sarah W.
2 months ago

I'm looking at the 'Basis Budget' versus 'Basis Zeker' plans. What's the main difference between them? They both seem like basic plans.

S Sarah T. 2 months ago
Basis Budget usually means you have fewer choices for hospitals or clinics, or it might be an online-only policy. Basis Zeker gives you more freedom to choose your own care provider.
6
J Josh Lindqvist 2 months ago
The Budget plan is often cheaper but limits where you can go for treatment. Zeker gives you more flexibility, like choosing any hospital you want without paying extra. Check the fine print on contract care for each plan.
4
4 Responses (2)

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